Aspire Analytics

Gold and silver experienced a healthy correction Thursday after touching all-time highs, with gold pulling back 4.6% to $5,149 after hitting $5,594 and silver dropping 6.6% to $108 after reaching $121.64. Despite the pullback, both metals remain on track for their strongest monthly performance since the 1980s, with gold up 19% in January and silver soaring over 50% year-to-date. The correction represents normal profit-taking after an extraordinary six-month rally that has rew

Key Takeaways: American household debt reached a record $18.59 trillion in Q3 2025, rising $197 billion from the previous quarter Credit card debt surged to $1.233 trillion with average APR hitting 22.83%, while serious delinquency rates reached 12.41% — the highest since 2011 Among borrowers aged 18-29, serious delinquency rates hit 5% in Q3 — more than double the rate from a year earlier Student loan delinquencies exploded to 9.4% of total debt as federal payment reporting