Aspire Analytics

Summary On September 16, 2025 , Google unveiled its new Agent Payments Protocol (AP2)  – an open standard to let AI agents autonomously make payments. AP2 allows agents to transact using credit/debit cards or digital currencies (stablecoins) [16] [17] . The protocol was developed with a consortium of ~60 partners , including Coinbase, the Ethereum Foundation, American Express, Adobe, and others [18] . These companies helped shape AP2 to be “universal” for both traditional and

Summary:   The GENIUS Act  (Guiding and Establishing National Innovation for U.S. Stablecoins) was enacted on July 18, 2025 [22] , creating the first federal regulatory framework for U.S. dollar-backed payment stablecoins .  The law mandates that these stablecoins be fully backed 1:1 by safe assets (U.S. cash or short-term Treasuries) [23]  and subjects issuers to bank-like oversight. On Sept. 18, 2025, the Treasury issued an Advance Notice of Proposed Rulemaking (ANPRM) to s