Aspire Analytics

Summary A recent industry survey found only a small fraction of banks have fully deployed generative AI . The promise is high – banks see ~20–40% efficiency gains  in early AI projects. Regulatory, risk, and talent hurdles also slow adoption. Surveys find ~20% average productivity benefits from AI [4] , but 70% of financial firms cite skill gaps  and many cite compliance uncertainty as barriers [5] [6] . Leading banks highlight isolated successes. Major banks (JPMorgan, HSBC,